1) File insurance claims as soon as possible, if you haven't already done so. The National Association of Insurance Commissioners offers important advice and tips for filing your claim. The National Flood Insurance Program also provides information on filing a flood insurance claim.
2) The SBA offers several low-interest, long-term disaster loans to small businesses in declared disaster areas, including business physical disaster loans and economic injury disaster loans. You can apply for loans up to $2 million for both uninsured and underinsured damages.
You can apply directly online. Once submitted, the SBA will send an inspector to estimate the cost of damage.
3) Apply for tax relief if needed, which will allow for expedited returns or delayed tax filings.
4) FEMA and the Red Cross also offer a number of services, including free legal services, crisis counseling and advice for financial recovery.
5) Nassau County’s Business Recovery Center is fully functional and has launched a new website to support its activities, which include a 24-hour hotline. The new website, www.nassaubackinbusiness.org, contains contacts and online links for small and medium-sized businesses in need of assistance of navigating Federal and State disaster relief offerings.
Businesses in need of assistance can call (516) 571-1745, email LEADS@NassauIDA.org for help, or visit www.nassaubackinbusiness.org. An economic development professional will respond to any inquiry within 24 hours.